Available for Opportunities

Ion Mudreac

Chief Technology Officer & AI Engineering Leader

Building World-Class Engineering Culture

Driving AI-powered digital transformation through engineering excellence — TDD, BDD, Extreme Programming, and Lean practices. 25+ years building digital banks, leading 450+ engineers across 7 countries in Asia Pacific, EMEA, and beyond.

IM
Professional Photo
25+
Years Experience

About

Technology executive and AI engineering leader with over 25 years of experience building world-class engineering cultures grounded in Test-Driven Development, Behaviour-Driven Development, Extreme Programming, and Lean/Agile practices. I believe great software comes from disciplined engineering — not shortcuts.

I've architected and launched 2 digital banks from scratch — Mox Bank (Asia's first virtual bank) and SaFi Bank Philippines — handling everything from core banking integration to regulatory compliance. Throughout my career spanning 7 countries (Singapore, Hong Kong, Philippines, Dubai, Malaysia, Japan, Romania), I've led 450+ engineers and built systems serving 90+ million users.

My expertise bridges cutting-edge AI/ML technologies with enterprise-grade banking infrastructure — from building Local LLMs for multilingual intelligence operations, to deploying ML pipelines for eKYC and fraud detection, to implementing AI-augmented engineering workflows that accelerate delivery while maintaining quality.

Currently focused on the intersection of AI engineering and engineering leadership — using AI to transform how teams build software, while maintaining the engineering discipline (TDD, BDD, XP, CI/CD) that makes quality sustainable at scale.

Engineering Philosophy

Great products are built by disciplined teams. These are the practices I embed in every engineering organization I lead.

Test-Driven Development (TDD)

Write tests first, then code. Design emerges from tests. Red-green-refactor cycle ensures every line of code is intentional, tested, and maintainable. Tests are the specification.

Behaviour-Driven Development (BDD)

Shared understanding through living documentation. Given-When-Then scenarios bridge the gap between business and engineering. Everyone speaks the same language — from product to QA to developers.

Extreme Programming (XP)

Pair programming, continuous integration, small releases, collective code ownership, and sustainable pace. XP values — communication, simplicity, feedback, courage, and respect — are the foundation of high-performing teams.

Lean / Agile

Eliminate waste, optimize flow, continuous improvement. Value stream mapping, WIP limits, and fast feedback loops. Real agile — not process theater. Deliver value early and often through iterative development.

Continuous Delivery

Every commit is potentially deployable. Automated pipelines from commit to production. Feature flags, canary releases, blue-green deployments. Ship fast, ship safely, ship often.

AI-Augmented Engineering

Using AI to accelerate development, code review, testing, and documentation. AI copilots, automated test generation, intelligent code analysis. Humans set the direction — AI amplifies the execution.

AI & Machine Learning

Practical AI engineering across the full stack — from training and deploying LLMs to building production ML pipelines and AI-driven products.

LLM Development

Building and deploying Local LLMs for speech-to-text, language identification, transcription, diarization, and real-time translation. Multi-language intelligence operations supporting 20+ languages.

DataFusion AI Systems

ML Pipelines

Production ML pipelines using BigQuery, Bigtable, Dataflow, and Google ML toolkit. End-to-end model training, serving, and monitoring for banking-grade reliability and regulatory compliance.

Mox Bank — Standard Chartered

AI-Driven Products

eKYC, video KYC, fraud detection, and credit scoring using Advance.ai OneStop Platform and Vortex.ai. AI-powered risk management serving millions of users across Southeast Asia.

Advance Intelligence Group / SaFi Bank

Data Engineering

Big data analytics platforms using ClickHouse, Apache Airflow, AWS Athena, Lambda, Kafka, and Spark. Multi-source data aggregation, correlation, real-time visualization, and actionable intelligence at scale.

HOOQ Digital / DataFusion

NLP & ASR

Natural Language Processing and Automatic Speech Recognition for multilingual operations. Language identification, transcription, speaker diarization, and real-time translation across 20+ languages.

DataFusion AI Systems

RAG & Fine-Tuning

Retrieval-Augmented Generation for domain-specific knowledge systems. Model fine-tuning for specialized tasks. Building AI agents and autonomous systems for engineering workflows and business automation.

Current Focus

Key Achievements

2
Digital Banks Built

Mox Bank (Hong Kong) and SaFi Bank (Philippines) — from concept to production with full regulatory compliance

450+
Engineers Led

Built and mentored high-performing engineering teams across Digital Banking, DevOps, Data Engineering, and AI/ML

90M+
Users Reached

Systems built at HOOQ Digital and Singtel serving millions across Asia Pacific

30+
Conference Talks

Speaker at DevOps Days, Cloud Expo Asia, Fintech Festival, and industry events across APAC

PhD + 6
Certifications

PhD in Economics, 2 Master's degrees, plus Google Cloud, AWS, RedHat, Scrum Master, ITIL, CCNA

4 Lang
7 Countries

English, Romanian, Russian, Japanese — worked in Singapore, Hong Kong, Philippines, Dubai, Malaysia, Japan, Romania

Career Timeline

Group Chief Technology Officer (Group CTO)

DataFusion AI Systems

Dubai / Kuala Lumpur
Oct 2023 – Present

DataFusion Systems, part of the Lumine Group (previously under Nokia/Siemens), is a global leader in lawful interception and intelligence technologies. Reporting to CEO, leading 80+ Engineers and Product.

  • Technology Leadership: Defined and executed technology and product strategy, delivering secure, scalable, and innovative intelligence solutions
  • Global Team Leadership: Built and led high-performing cross-regional teams across EMEA and APAC, driving collaboration and technical excellence
  • Innovation & R&D: Integrated cutting-edge technologies, including LLM, ASR, and Big Data analytics, to enhance product capabilities
  • AI: Development of Local LLM (STT), language identification, transcription, diarization, and translation for multilingual intelligence operations
  • Engineering Excellence: Introduced (XP) practices, TDD, ATDD, and Pair Programming, to improve code quality, delivery speed, and collaboration
  • AI Development Engineering Practices: Implemented Context-Driven AI development leveraging LLMs and AI agentic flows using GitHub Copilot Chat with IDE integration, streamlining productivity and innovation across teams with code reviews, code generation, testing, and documentation
  • Intelligence Platform Enhancements: Delivered next-generation modules for IP traffic and data context capture, protocol analysis, and OTTA
  • CI/CD Transformation: Designed and deployed fully automated CI/CD pipeline, moving from Legacy to GitLab with build, test, and deployment workflows
  • Big Data Analytics: Built analytics platform using ClickHouse, enabling multi-source data aggregation, correlation, and visualization for intelligence
  • Observability: Implemented modern observability stack (Prometheus, Grafana, Loki, OpenTelemetry) for real-time monitoring and performance insights
  • Agile Transformation: Reorganized product and technology into cross-functional squads, aligning teams and delivery pipelines with strategic goals

Chief Technology Officer (CTO Digital and Retail Banking)

Advance Intelligence Group

Singapore / Manila
Nov 2021 – Jun 2023

Series D fintech AI startup valued at $2B USD, backed by SoftBank and Warburg Pincus. Products include AI-driven eKYC, fraud detection, credit scoring, and Atome (SE Asia's largest BNPL platform). SaFi Bank — digital banking arm in the Philippines. Reporting to CEO, leading 170+ Engineers and Product.

  • Enterprise Architecture organized around CHO, DDD principles, eXtreme Programming, CD, TDD
  • Back-end Development: Core Banking microservices, Kotlin, Micronaut, Temporal.io, Kafka Pub/Sub, gRPC
  • Front-end Development: Flutter/Dart cross-platform Android/iOS, passwordless authentication and authorization, PKI
  • DevOps/SRE: Cloud native GCP and GKE, deployed as IaC supporting Core Banking Thought Machine
  • Application Security: Compliance with BSP regulatory requirements, using Okta, IAM, Cloudflare WAF/CDN
  • Internal Security: Cloudflare Zero Trust model using HWD YubiKey WebAuth method
  • Desktop Support and Call Center: JAMF device management and Genesys with EDGE for call centers
  • Big Data, AI, Risk Management: BigQuery, Vortex.ai, Kafka, Alloy DB, Advance.ai OneStop Platform for eKYC, vKYC

Director Head of SaaS, Cloud Development, and DevOps/SRE

Singtel Enterprise — Singtel Group

Singapore
Jun 2020 – Nov 2021

Singtel is the largest telecommunications company in the Asia Pacific region. Singtel Enterprise provides services to businesses and government agencies including 5G, cloud, cybersecurity, IoT, and voice/collaboration. Reporting to VP of Singtel Enterprise and 5G, leading 30+ team members.

  • Led Development and platform support for SaaS Singtel Platform (mybusiness.singtel.com) — .Net and PHP based SaaS B2B portal
  • Led Development for Online eShop platform (99sme.sg) — PHP based e-Commerce B2C portal
  • Cloud billing for AWS, Azure, and GCP using NumPy, Pandas, AWS Lambda, S3, Vue.js, AWS Cognito, API Gateway
  • Cloud resale and AIOps portal (Matrix) running on GCP/GKE, Pulumi Python IaC, Nix
  • Led Day 1, Day 2 Cloud Solution Architecture and Delivery teams covering Financial, Telecom, Transport, and Government industries
  • Solution Architecture for Cloud Migration "Landing Zone", Multi-Cloud Integration and Management, Hybrid Cloud Solutions

Head of Engineering Cloud, SRE, and Data Engineering

HOOQ Digital Inc. — Singtel Group

Singapore
Apr 2019 – Jun 2020

Joint venture startup between Singtel, Sony Pictures, and Warner Bros. offering OTT video service in Asia. Served 90+ million users across Asia Pacific, competing with Netflix, Amazon Prime, and Hulu. Reporting to CTO, leading 35+ team members.

  • Implemented new microservice architecture with Monorepo and Trunk-based development on GitHub Actions
  • Implemented Single-Sign-On for AWS, GitHub, Elastic, Artifactory, and G-Suite. IaC Terraform, Pulumi on AWS and GCP
  • Migrated to Elastic Cloud from in-house Open Source ELK for in-app search engine and log/metrics aggregator
  • Migrated binary repository from S3 to JFrog Artifactory, AWS ECS to Kubernetes with Istio service mesh
  • Big Data, AI, Data Pipelines based on Apache Airflow, AWS Athena, Lambda Functions

Head of Technology Big Data/AI, Cloud, DevOps/SRE

Mox Bank — Standard Chartered

Hong Kong
Mar 2018 – Apr 2019

First digital bank in Asia, based in Hong Kong. Joint venture between Standard Chartered Bank, PCCW, HKT, and Trip.com. Operating under virtual banking license granted by HKMA. Reporting to CEO, leading 120+ team members.

  • Cloud Engineering on Google Cloud and Amazon AWS with IaC Terraform
  • Microservice messaging bus with Kafka Operator
  • Core banking with Thought Machine
  • CI/CD with Istio, Spinnaker
  • Big Data/ML with BigQuery, Bigtable, Dataflow, Google ML toolkit
  • Security with HashiCorp Vault
  • Monitoring: Stackdriver, Grafana/Prometheus, ELK

Digital Transformation Lead Data Group — DevOps/Cloud Lead

Standard Chartered Bank

Singapore
Jun 2016 – Mar 2018

Global banking and financial services company operating in 60+ countries. Managed Enterprise Data Management (EDM) program. Reporting to CDO, leading 450+ team members.

  • Enterprise Data Management Integration (EDMI) on Software AG OpenShift, Solace
  • API Gateway Kong and developer portal (developer.sc.com)
  • Robotics Process Automation (RPA) with Openspan and Blueprism
  • AI/ML Instabase Platform (instabase.com)
  • Blockchain Payment system Ripple XRP
  • Enterprise Content Management (ECM): eOps-based workflow and Image Scanning
  • Reference Data Management (RDM): Build/Manage Central Platform for Core Reference Data
  • Integration Services: MQ/MFT/TLM/MDIS
  • Enterprise Workflow Management: GEMS, CERS, CERSTA, iPROMPT, GCC Dashboard

Global Head of eFX/FXO Application Management

Commerzbank AG

Singapore
Jan 2015 – May 2016
  • eFX low-latency algorithmic trading and FX Option global application management team lead
  • eFX connectivity business support and FX Murex Cash and Currency Asia Pacific Regional lead

APAC Head of FICC Application Management

Commerzbank AG

Singapore
Oct 2009 – Dec 2015
  • Led FOREX, Money Markets, and Rates Teams for 1st and 2nd Trading Application Support in Asia Pacific Region

Head Technology for Pacific Rim Global Wealth Management (GWM)

Merrill Lynch

Singapore / Tokyo
Oct 2007 – Nov 2008
  • Front and Back Office FICC and GWM application management
  • Problem and Incident Manager
  • Release Management and Roll-Out Support
  • Vendor Application Management (TRAM, Musketeer, MarginMan) for FX, Treasury, Equity, Bond, Commodity trading desks, Credit & Lending

IT Project Management Consultant — Bond & Equity IT Support Team

Daiwa Securities — SMBC Group

Tokyo
Mar 2007 – Sep 2007
  • Implemented Project Management solution Redmine, running on Linux, PostgreSQL 8, Ruby on Rails
  • Developed Incident Report Database System on Ruby, Java, JDBC, Oracle 8, Solaris 10, Tomcat
  • Source Control Management with SVN, Mercurial

Chief Technology Officer

Mobiliaria Corp.

Tokyo
Jan 2006 – Jan 2007
  • HA & MPP Clustering Apache2, PHP5, and MySQL5 DB Clustering for mobile multimedia content delivery
  • Financial Industry: MUFG, Shinsei Bank, KDDI, Rakuten Bank — Integration iFlex FlexCube for Core Banking, Branch Banking, Internet Banking, Mobile Banking

Management Coordination Office Consultant

Transcontainer Limited — NYK Group

Tokyo
Jan 2003 – Jan 2006
  • Developed Business Strategy for the entire IT department
  • CMS/CMF Intranet System Research & Implementation

University Assistant & Researcher

Academy of Economics Studies

Bucharest
Sept 1997 – Dec 2002
  • Course: Investment Efficiency in IT&C and Mathematical Economic Modelling
  • Published multiple research papers on IT investment efficiency and e-business

Technical Skills

Cloud Computing & IoC

AWS GCP Azure Digital Ocean Linode Vultr Terraform Packer Pulumi CloudFormation

Containers & Orchestration

Docker Podman Kubernetes Helm Brigade Draft Istio Traefik

CI/CD & DevOps

Argos Spinnaker Jenkins CircleCI Ansible GitHub Actions Artifactory GitLab GitHub Jira Confluence

Data & AI/MLOps

Kafka NATS ClickHouse Hadoop Spark BigQuery Local LLM (GPT, Llama) CNN RNN TensorFlow Keras Theano NumPy RAG Fine Tuning NLP ASR

Languages

Python JavaScript Bash Ruby SQL Kotlin HTML CSS Node.js Nix

Core Banking & Platform

Thought Machine FlexCube Nginx Apache MySQL PostgreSQL Oracle Sybase

Certifications

Google Professional Data Engineer

Issued by Google Cloud

Google Professional Cloud Architect

Issued by Google Cloud

Google Associate Cloud Engineer

Issued by Google Cloud

Amazon AWS Associate Solution Architect

Issued by Amazon Web Services

Red Hat System Admin RH124

Issued by Red Hat

Scrum Master Certified

Issued by Scrum Alliance

ITIL v3

Issued by HP IT Professional Certifications

Cisco CCNA

Issued by CISCO Networking Academy Program

Conference Talks

The On-Prem AI Challenge: DevOps Strategies for Air-Gapped Success

May 2025 – DevOps Days Singapore 2025 (Panel Discussion)

Keynote Speaker

October 2022 – CIO/CDO SEA Live Series Singapore

Cloud-Native CI/CD Done Right

Apr 2021 – TestingConf - ANZ

End-to-end incident response and resolution

Oct 2020 – Forefront Events

Architecting the hybrid multi-cloud strategy to strengthen business resilience

Oct 2020 – IBM/Red Hat - CXOCIETY

Navigating the Intersection of DevOps and Security with DevSecOps

Oct 2020 – Cloud Expo Asia CrackTheCode

GitOps CI/CD as a code from click to Git to Monorepo in trunk-based development

Sept 2020 – Cloud Expo Asia Hong Kong 2020

Cloud-Native: The Future of Software Development

Aug 2020 – Cloud Expo Asia CrackTheCode DevOps Transformation Series

Infrastructure as code new paradigm shift in DevOps to GitOps

Apr 2020 – NUS ISS The Digital Agility Community of Practice (CoP)

Ensuring Effective API Lifecycle Management to Drive Sustainable Growth

Jan 2020 – Open APIs Innovation Asia 2020 Conference

Nginx use case in the Banking sector

Dec 2019 – 1st NGINX Singapore Meetup

CI Eliminating Intervening Windows Between Commit And Build

Dec 2019 – 2nd DevOps 2019 Conference Singapore

Infrastructure as Code new paradigm shift in DevOps

Jul 2019 – Testcon2019 Singapore

Running the Last Mile to CI/CD: From DevOps to NoOps

Mar 2019 – QA Financial Singapore Leadership Seminar

Deployment EKS with Terraform

Feb 2019 – Singapore Amazon AWS Meetup

Seamless Philippines 2022

September 2022

Singapore DevOps Forum Conference

Dec 2018

Singapore Google Cloud DevFest

Oct 2018

Singapore Agile Testing & Test Automation conference

Oct 2018

Singapore 121 Test Automation and DevOps Day Summit

Aug 2018

Singapore Culture and change management for business transformation

Mar 2018

Singapore Tech Insights: Discover Real-Time Data Analytics with Elastic Stack

Mar 2018

Singapore Fintech Festival 2017 speaker at SCB eXellerator

2017

Singapore DevOps Days 2017

2017

Singapore Cloud Expo 2017

2017

Singapore DevOps Days Conference 2016 Ignite

2016

SCB DevOps conference speaker Singapore, India Bangalore/Chennai, China Tianjin TEDA

2016

Singapore Amazon AWS meetup Presenter on AWS CLI for developers

Mar 2016

Publications

Building a reproducible Development environment

Medium, Dzone

Fixing Dockerfile image build consistency

Medium, Dzone

Kubernetes Local Development

Medium, Dzone

Vscode Remote SSH Development with Nix

Medium, Dzone

NixOs and Home Manager update with Nix systemd services

Medium, Dzone

Google Cloud "GCP" native NixOs images build

Medium, Dzone

NixOs Home Manager on Nix flake Installation and Configuration

Medium, Dzone

NixOs native flake deployment with LUKS drive encryption and LVM

Medium, Dzone

Source Control /etc dot config files in *nix

Medium, Dzone

Monitor your servers with Cockpit

Medium, Dzone

Run your own Video Conference Service with Jitsi

Medium, Dzone

Customize Shell on Mac OSX

Medium, Dzone

Arch Linux installation on HW with I3 window manager, Part -1: Basic Arch Linux Installation

Medium, Dzone

Arch Linux installation on HW with I3 window manager, Part -2: Window System and I3 Installation

Medium, Dzone

Arch Linux installation on HW with I3 window manager, Part -3: I3 Configuration and Operation

Medium, Dzone

Microsoft Azure AKC and SQL Database with Terraform

Medium, Dzone

Amazon AWS EKS and RDS PostgreSQL with Terraform

Medium, Dzone

Google GKE and SQL with Terraform

Medium, Dzone

Kubernetes Local Development with Minikube on Hyper-V Windows 10

Medium, Dzone

Deploy Arch Linux on Windows Subsystem for Linux (WSL)

Medium, Dzone

Install Arch Linux on Windows 10 Hyper-V

Medium, Dzone

Docker as a Package Manager for Linux

Medium, Dzone

“Real-Time Solutions for Real-Time Trading”

2009, at the 33rd ARA Congress

“Open-Source GRID solutions for Investment Banking”

2008, at the 32nd ARA Congress

“Open-Source Software in Enterprise”

2007, at the 31st ARA Congress

“Quantification Investment in IT&C”

Romanian National University Research Magazine - Research Paper 2002

“Top-Down, Designing, implementing, and analyzing computer networks”

Romanian National University Research Magazine 2001

“Digital Economy that can influence our understanding of social development”

Romanian National University Research Magazine 2001

“E-BUSINESS - a new concept which changes the way we do business”

Romanian National University Research Magazine 2000

“Efficiency of capital investments in E-commerce”

Romanian National University Research Magazine - Research Paper 2000

“INTERNET as a business medium”

Romanian National University Research Magazine - Research Paper 2000

“Important Steps in Preparing for E-Business”

Romanian National University Research Magazine - Research Paper 1999

“Reality and Perspective of Business on the Internet”

Romanian National University Research Magazine - Research Paper 1999

“E-commerce: A new way to make business”

Romanian National University Research Magazine - Research Paper 1999

Education & Continuous Learning

Ph.D. in Economics, "ROI Models"

Academy of Economic Studies

Bucharest, 1998 - 2002

Master’s Degree in Efficiency of Investment

Academy of Economic Studies

Bucharest, 2000 - 2001

Master’s Degree in Project Management

Academy of Economic Studies

Bucharest, 1999 - 2000

BA in Management - Major in Corporate Management

Academy of Economic Studies

Bucharest, 1993 - 1998

BA in Tourism Management and Commercial Law

EDEN – Management Institute

Bucharest, 1991 - 1995

Coaching The British Council 2-day Bootcamp

Singapore, 2021

Machine Learning Tensorflow Google Developers Machine Learning 4-day Bootcamp

Singapore, 2019

Deep Learning with Tensorflow 1-day Bootcamp Data Hack

Bengaluru, 2017

Elastic Search, Elasticsearch Operations I, and Elasticsearch Developer

Singapore, 2017

Red Hat System Administration I (RH124)

Singapore, 2016

ACCI’s Profitable Leadership™ Program

Singapore, 2014

KEPNER-TREGOE Learning Center Problem Solving & Decision Training Course

Singapore, 2013

Scrum Alliance Certification Program, Scrum Master Certification, and Agile Project Management Course

Singapore, 2012

HP IT Professional Certifications ITIL v3 for ITSM Certification Course

Singapore, 2010

Bloomberg Tech Training Certification Course

Singapore, 2010

NUS Institute of Systems Science Business Analytics Course

Singapore, 2010

Management Development Institute of Singapore Team Leader Development Training

Singapore, 2010

CCNA & CCDA Courses Certifications

Bucharest, 2002

Open Source Contributions & Hobbies

DevOps Days 2020 organizer committee

NixOS Linux contributor

2018 - Present

Arch Linux contributor

2008 - 2017

Gentoo Linux contributor

2003 - 2007

Road Cycling Cat 2 rider

Squash SSRA B1 Graded

Taekwondo 1st Dan (WTF)